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Homes and Communities - U.S. Department of Housing and Urban Development (HUD)
National Credit Union Administration
 


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BCFCU announces spectacular offers Available up to December 30, 2009
Certain restrictions apply.
Emergency Loans   Vehicle Loans    Others
Up to 500*
up to 12 months.
*Equipment.

Up to 2,000*
up to 48 months.
*Funeral expenses or Health.

*Call BCFCU for latest interest.

Used Cars
From 6.75% to 9.50% interest
Up to 66 months to pay
*Restrictions Apply
Until 4/30/10

New Cars
Beginning in
5.50% interest, no down payment
5.25% interest, 10% down payment
Up to 72 months to pay

*Subject to credit approval
**Until 4/30/10

Shares Are Not Required.

Call BCFCU for latest interest.
 

Revolving credit
 
Up to $15,000 at 8.25% interest.

Increase on Returned check fees
Starting January 30th 2010, the fee of returned check will increase to $45.
All checks from US will be considered local, changing the funds availability policies from 15 local days to 3 local days. (Amendments on Regulation CC)

*Call BCFCU for latest offers..

Mortgage Loans      
For home purchase or refinance, from 5.50%, up to 30 years,  lending 80% of appraisal or home purchase (or whichever  has less value or purchase amount.)

For Land purchase or refinance, from 6.0%, up to 20 years, lending 70% of appraisal or land purchase (or whichever  has less value or purchase amount.)

Both are subject to applicant credit score. 


     

Loan will be based on credit scoring. This loan does not have share pledge.

 

 
  Master Card Rates
  Annual Fee   $0.00
Up to $5,000
  Annual Percentage Rate (APR)***
  for Purchases
  8.99%(APR)
  Other APRs   Cash Advance: 9.90%(APR)
  (See explanation below**)
  Grace Period for Purchases   30 Days
  Cash Advance   2% (APR) of cash advance up to
   a Maximum of 10 dollars.
  Method of Computing Balances
  for Purchases
  Average daily balance
  including new purchases
  Late Payment Fee   $15.00
  Over Limit Fee   $25.00
  Returned Check Fee   $15.00
  ACH Return Items   $15.00
  Credit Card Replacement
  (Lost or Stolen)
  N/A
  $25 - FedEx
 
 

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