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National Credit Union Administration
 


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BCFCU announces Current Offers for Christmas Season
Starting on November 5 until December 23, 2011
*Certain restriction applies **Subject to credit approval
New Cars Loans   Used Cars Loans    Others

New Cars
Beginning in
5.50% interest with a down payment 10% double interest for the term of loan (60-72) depending on auto.

5.75% interest, No down payment, double interest for the term of loan (60-72) depending on auto.

Up to 72 months terms


Double interest Insurance from Cooperativa de Seguros Multiples requiered

*Subject to credit approval



Used Cars
Year - Interest - Down Payment
2012 - 5.75% - 5%
2011 - 10.00% - 5%
2010 - 10.50% - 5%
2009 - 11.00% - 10.00%
2008 - 11.50% - 10.00%
2007
- 12.00% - 20.00%

Restrictions Apply
double interest for the term of loan depending on auto.




Shares Are Not Required.

Call BCFCU for latest interest.

 

Increase on Returned check fees
Starting January 30th 2010, the fee of returned check increased to $45.
All checks from US will be considered local, changing the funds availability policies from 15 local days to 3 local days. (Amendments on Regulation CC)

*Call BCFCU for latest offers..

Dormant Fees - All acounts with inactivity of more than two years will have a monthly charge of $8.00.

Mortgage Loans  Personal Loans    Others

Land - 6% 70% Appraisal up to 15 yrs.

Homes- 6% 80% Appraisal up to 30 yrs.

 

 



 

 

 

 

 

 

 

 




 

 

 

 




10.95% up to 15% APR (as per UCB report)

Call BCFCU for latest interest.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

Revolving Credit
Up to $15,000
Starting at 8.95% interest

Master Card Credit Card
8.99 % interest for purchase
9.90% interest on cash advance
No annual fee

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loan will be based on credit scoring. This loan does not have share pledge.

 

 
  Master Card Rates
  Annual Fee   $0.00
Up to $5,000
  Annual Percentage Rate (APR)***
  for Purchases
  8.99%(APR)
  Other APRs   Cash Advance: 9.90%(APR)
  (See explanation below**)
  Grace Period for Purchases   30 Days
  Cash Advance   2% (APR) of cash advance up to
   a Maximum of 10 dollars.
  Method of Computing Balances
  for Purchases
  Average daily balance
  including new purchases
  Late Payment Fee   $15.00
  Over Limit Fee   $25.00
  Returned Check Fee   $15.00
  ACH Return Items   $15.00
  Credit Card Replacement
  (Lost or Stolen)
  N/A
  $25 - FedEx
 
 

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