TERMS AND CONDITIONS AGREEMENT
2. You hereby acknowledge account transaction history is not immediate upon receiving acces to the Internet Teller. Transaction history is built through uploads by Credit Union each business day. The first upload creates a seven-day history, and over the course of the next three to four weeks, the history will increase until a full month of transactions is available. Thereafter, a one-month history is maintained daily.
3. You hereby agree that transaction requests made through the Internet Teller are not immediate and are subject to funds availability and approval by the Credit Union. The Credit Union will download transaction requests on each business day between 8:00 am and 10:00 am, make qualifying transactions, and upload the new balance information. The Internet Teller is not accesible to members between the time transcation requests are downloaded and the time the updated information is uploaded to the site. If you enconter a warning that Internet Teller is not available, try again at later time. The Internet Teller provides the date and time of the last update immediately after logging on. If you made a transaction request prior to the last update and it is not reflected on your account, you should contact the Credit Union to find out why the transaction was not posted.
4. You must excercise caution in providing authority, information, documentation or acces devices to others. All transactions made by any person to whom you provide authority or the means to access your accounts to other services shall be deemed authorized by you, and the Credit Union will not have any responsibility or liability whatsoever for such transactions. Further, you and the person(s) authorized shall be jointly and individually responsabible to the Credit Union for all access or use of your accounts and services with us.
5. Your hereby agree that all owners and authorized users may have access to all of the information you provide to us, or wich we gather and maintain regarding our relationships with you. This includes, but not limited to, information regarding transactions, account history, your loan relationships with us, and other information relating to or arising from any of your accounts, loans, or other services with us. You acknowkedge and agree that any owner of a joint account or service, or any co-borrower may provide authority to others, who will have access to all such information as to all owners and co-borrowers. Further, if a member is used to establish multiple forms of membership (for example, a member authorizes a joint owner for a share savings account), we authorized to send and provide information jointly to all parties, wich may provide such information as to all accounts evidenced by or opened through the member.
6. You consent and agree that your use of key pad, mouse or other device to select an item, button, icon or similar act/action wich using any electronic service we offer, or in accessing for making any transaction regarding any agreement, acknowledgement, consent, terms, disclosures, or conditions, constitutes your signature, acceptance and agreements as if actually signed by you in writting.
7. Your hereby acknowledge and agree that the Internet is considered inherently insecure. Therefore, you agree that we have no liability to you whatsoever for any loss, claim or damages arising or in any way related to our response(s) to any e-mail or other electronic communi-cation, and may respond to an e-mail at either
The address provided with the communication
8. Although having no obligation to do so, we reserve the right to require authentication of e-mails or electronic communications. The decision to require authentication is in the sole discretion of the Credit Union. We will have no obligation, liability or responsability to you or any other person or company if we do not act or follow any instruction to us if a communication cannot be authenticated to our satisfaction.