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Loans
Our borrowing members mean as much to the credit union as our
savings members. That's why we offer a complete line of loan
benefits for every borrowing neeed.
Loan
Application
Personal Loans
Allows members to pledge their shares as collateral when applying
for a loan and obtain BCFCU's lowest rates. Although share are used
as collateral, they continue to earn dividends and saving insurance
coverage. Refinancing may be process at any time.
Amount starting $300 to $15,000**
Terms up to 120 months.
Emergency Loans
This loan is intended to assist members in solving unforeseen or
emergency situation: illness, accident, death, etc.
Amount starting $500.00 to $2,000**
Terms up to 48 months.
Credit Line
Credit Lines as high as $l5,000**
Terms up to 84 months to pay.
Appliances
* Furniture
* Electric Equipment
* Computers
* Storm Shutters
* Power Generators
* Cistern
Starting $100.00 to $5,000**
Terms up to 48 months to pay.
Automobile Loans
Whether you want a new or used vehicle, you may finance it
through us. We can finance up to 100% for new cars for qualified
members. $0 down payment; Up
to 72 months**.
Accounts
Share Accounts
Our share
accounts are similar to a savings account offered by other financial
institutions, but ours offer you the opportunity to earn higher
dividends than interest paid by banks.
*25.00 balance required
Borikén Kids
When you open or each $25 that you deposit, from April 22 through
December 28, 2007,
in the sub account -14, you will participate in a raffle that will
take place on January 3, 2008. Don’t pass up this opportunity and
participate. Remember that promoting savings in our youth is
necessary for a better future.
Flyer
Christmas Club
Want to save for the holidays? Then a club account is for you! This
account pays dividends, and can be setup with automated transfer or
payroll deduction. Up to $5,000**.
Credit Cards
Apply for a credit card! With the Borinquen Community Federal Credit
Union Master Card enjoy the privileges like No Annual Fee, with an
interest rate so low you can't resist.
** Call for Interest rates and offers.
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